Credit

Latest Articles

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  What is a credit reporting agency?

  Credit bureaus create credit reports to track consumer finance habits.

  5 min read Sep 08, 2025
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  What is the Credit Repair Organizations Act?

  The Credit Repair Organizations Act regulates credit repair companies.

  7 min read Aug 25, 2025
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  What do the three major credit bureaus do?

  Equifax, Experian and TransUnion are the three major credit bureaus.

  7 min read Aug 25, 2025
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  What is a pay-for-delete letter?

  A pay-for-delete letter is one way to try to improve your credit score.

  6 min read Aug 24, 2025
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  What is a secured credit card and how does it work?

  Secured credit cards require a cash deposit in exchange for a small line of credit.

  7 min read Aug 11, 2025
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  How requesting a credit limit increase affects your credit

  Getting a boost to your credit line can be helpful for your credit score.

  7 min read Aug 01, 2025
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  Is Cred.Ai a good solution to help build your credit?

  Cred.ai claims to offer a way for people to build credit with their debit card replacement.

  5 min read Jul 01, 2025
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  How to compare credit repair companies

  Before choosing a credit repair company, research its reputation, products and fees.

  5 min read Jun 30, 2025
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  Can you remove hard inquiries from your credit report?

  Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, unless identity theft has occurred.

  5 min read Jun 30, 2025
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  How to clean up credit reports

  It is a good practice to review your credit report annually for any inaccuracies.

  6 min read Jun 30, 2025