Skip to Main Content

Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

A roundup of the week’s top stories in home equity, mortgages and real estate.
borrowing against home
Yes, but be sure to crunch the numbers and be aware of the caveats of hocking your home.
pulling equity out of home
Actually, it’s more a question of how much rather than how soon.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
Three generation Hispanic family sitting on the sofa watching TV, grandmother using remote control
Why extended-family living is getting to be more practical–and popular.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
Residential area with architectural homes on Main Street
And if so, how low can they go?
Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc