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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Couple sits in new home with moving boxes
If you’re looking to borrow money, you’re probably benefiting from this law.
It’s like applying for a mortgage. Only a tad tougher.
heloc intro offers
You can benefit, but beware: The bar is high, for both you and your home.
Image of a large house in the evening
You don’t have to spend a fortune to boost your property’s worth.
Five reasons why these tempting arrangements might not be so ideal.
Senior agent talking to a couple in a meeting in an office.
They’re courting new borrowers with innovative features and looser criteria.
Older couple looking out of the window
They all let you tap your ownership stake, but they differ significantly in a lot of ways.
Older couple walking in front of their home
Here are 7 ways to take advantage of your largest asset as you age.
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